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Terms of Use, Disclaimer and Privacy Policy

Please review the following Terms of Use, Disclaimer and Privacy Policy before using this Website.

Terms of Use

This Website (The Experienced Graduate) and its Content is owned by Rachael Gallows.  (“Company,” “I,” or “me”). The term “you” refers to any users, visitors or viewers of this Website.

Please read these Terms of Use (“Terms”) carefully. I reserve the right to change these Terms on the Website at any time without notice, and by using the Website and its Content, you are agreeing to the Terms as they appear, whether or not you have read them. If you do not agree with these Terms, please discontinue use of this Website.

Intellectual Property

All content on this Website, including the words, information, documents, design, graphics, photographs, graphics, images and all other information and intellectual property, registered and unregistered (“Content”) is my property and is protected by the United States intellectual property laws.

When you access this Website or its Content, you agree that you will not copy, duplicate or steal my Content. Any unauthorized use of the Content is a violation of these Terms and I reserve the right to prosecute unauthorized use to the fullest extent of the law.

Information on this Website may be copied for personal use only. No part of this website may be reproduced, stored, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without my prior written permission.

You may link back to any blog posts or articles on this Website that are widely and publicly available, as long as you give credit by providing a hyperlink back to this Website. Requests to the author and publisher for any other kind of permission should be addressed to the following email:, before the use of my Content.

Due to the dynamic nature of the Internet, certain links on this website may have changed. I make no representations to the current accuracy of the web information shared.

Website Use

By accessing this Website and its Content, you warrant that you are at least 18 years of age and agree to be bound by these Terms.

You are granted a limited license to access and review this Website and its Content for your personal use, but you are not granted a license for business or commercial use. As a licensee, you may not use this Website or its Content in a manner that constitutes the infringement of any of my rights, unless otherwise authorized by me.

I reserve all rights not expressly granted in these Terms.

User Generated Content

Any user generated content on this website (such as through blog comments or social media posts) will be publicly available to other users. By posting or submitting any material to this Website, you are warranting that you are the owner of such materials and you are at least 18 years old.

By submitting any content or materials to me and/or this Website, you agree to give me an unlimited license so that this content can be shared on this Website. This license includes your permission that your Website submission, blog comment or such other information may be a part of the current or future existence of my Website and its Content. You are granting the right to be identified as the author of any of your contributions.

I reserve the right to remove any content that I determine to be unlawful, inappropriate, offensive or otherwise objectionable or in violation of any party’s intellectual property or these Terms.

Links to Other Web Sites

This Website may contain links to third-party websites that I do not own or control. Once you leave this Website or are redirected to a third-party website or application, you are no longer governed by these Terms or the Website’s Privacy Policy.

I have no control over, and assume no responsibility for, the content, privacy policies or practices of any third party web sites or services. I shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

Limited Liability

By using and accessing this Website, you agree at all times to indemnify and hold harmless me and my Company, as well as any related parties, from and against any and all claims related to this Website or its Content. I will not be responsible or liable in any way for your use of the information or materials provided on this Website. I assume no liability for any injuries, damages or other losses alleged in connection with your use or access of this Website. If you use this Website and/or its Content, I assume no responsibility. I will not be liable to any party for any type of direct, indirect, special, incidental, equitable and/or consequential damages for your use, reliance, actions or failures to act related to the information on this Website.

Payment Policy

See the Privacy Statement (below) regarding how secure transactions are processed on our website.

Your Conduct

By using and accessing this Website and its Content, you agree that you are solely responsible for your electronic communications. You agree to provide honest and accurate information and that you are authorized to make any purchases you may make. You agree to only use this Website and its Content for lawful purposes and you agree to not act fraudulently, unlawfully or otherwise inappropriately.

If you engage in any purchases from this Website, you agree and acknowledge that personal payment information is being transmitted. I use outside vendors (including PayPalThinkific and Udemy) to sell products and services and process payments. You acknowledge that these outside vendors may have access to your name, address and payment information.  I do not personally have access to nor do I store any information. I have chosen vendors carefully and attempt to only use secure transmissions. However, I will not be liable or responsible for any data breaches that result in any loss, damage or other injuries when dealing with one of these vendors. These vendors may have their own privacy and data collection practices that differ from mine. For more information, visit that vendor’s website to learn more.


I reserve the right in my sole discretion to refuse or terminate your access to the Website and its Content, in full or in part, at any time without notice. I also reserve the right to remove undesirable comments or shares on my blog and social media channels.


These Terms and Conditions may change from time to time and all updates will be posted on this page.

Questions and Contact Information

If you have any questions about these Terms, please contact me at:


Privacy Policy

This Website (The Experienced Graduate) and its Content is owned by Rachael Gallows.  (“Company,” “I,” or “me”). The term “you” refers to any users, visitors or viewers of this Website.

Please read this Privacy Policy (“Policy”) carefully. I reserve the right to change this Policy on the Website at any time without notice, and by using the Website and its Content, you are agreeing to the Policy as it appears, whether or not you have read it. If you do not agree with this Policy, please discontinue use of this Website.

Information Collection, Use, and Sharing

While using the Website, you may provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information includes any of the following: your name, your email address, you shipping and/or billing address and/or your credit card information if you make a purchase on this website (collectively “Personal Information”).

Like many other sites, this Website collects information that your browser sends automatically (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol address (“IP address”), browser information, Internet Service Provider (“ISP”) information, the pages of our Website that you visit, time spent on those pages and other statistics. We may also use third party services such as Google Analytics to collect, monitor and analyze Log Data.

“Cookies” are files with small amounts of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive. Like many other websites, we use cookies to collect information solely for the purposes of analysis of content performance.

This Website includes advertisement and those advertisers may collect, use, store and disclose data and information collected from visitors, including information related to your demographic information. Each of these advertising partners has their own privacy policy for their site, which you can review at each of their sites.

You can turn off the use of cookies at any time in your browser’s settings. Please refer to the help section of your browser for instructions on how to do this. If you choose to disable cookies, this may affect your ability to access or use some portions of our Website.

Except as otherwise stated in this Policy, I do not sell, trade, rent or otherwise share your Personal Information with third parties without your consent. However, I may share Personal Information with vendor service providers of this Website, such as the servers for my email newsletter. Those vendors use your Personal Information only at my direction and in accordance with this Policy.

In general, any Personal Information that you provide is used solely to help me communicate with you. For example, I use Personal Information to contact Website visitors in response to questions, solicit feedback and share promotional offers.

In the event that I undergo a business transaction, such as a merger, acquisition or partial sale with another company, your Personal Information may be transferred. You consent that such transfer may occur and is permitted by this policy.

Information You Provide

While using this Website, you may voluntarily provide information or submissions. If you leave a comment on this Website, you are giving implied consent for this comment and your information to appear on my Website. In leaving a comment, your name and email address will not be shared with any third party. I may use your email address solely to respond to your comment. However, I am not liable or responsible for the actions of other individuals and the unauthorized use by such information that your voluntarily share.

I have public social media accounts and social sharing options on this Website. If you choose to interact on social media with me or any of my accounts, you are advised that any interactions on those accounts are publicly available.

Email Marketing

You may choose to opt in or subscribe to my email newsletter. By doing so, you consent to occasionally receive emails regarding updates to this Website, marketing messages or other content related to this Website. You may opt out of my email newsletter at any time. Should you have any issues or problems unsubscribing, please contact me at:

I have taken all necessary measures to comply with the CAN-SPAM Act of 2003 and do not send out spam or misleading information.  I will not sell, rent or share your email address.


I make every attempt to keep your Personal Information secure, but realize that no transmission over the internet is 100% secure. I strive to use commercially acceptable means to protect your Personal Information, but I cannot guarantee absolute security. By using this Website, you acknowledge that you understand and agree to assume these risks.

If you make any purchases on this Website, you may be asked to provide a username and password during checkout. I contract with outside vendors in order to provide commerce services. I do not collect or store any other information during the checkout process, but you acknowledge that the outside vendor may have access to your Personal Information. Please see the vendor’s website to review their terms.

Links to Other Websites

This Website includes links to other websites. Once you leave this website or are redirected to a third-party website or application, you are no longer governed by this Policy or this Website’s Terms of Use. I encourage you to read their privacy statements and terms.


This Privacy Policy may change from time to time and all updates will be posted on this page.



By viewing this website or anything made available on or through this website, including but not limited to programs, products, services, opt-in gifts, e-books, videos, webinars, blog posts, newsletters, emails, social media, and/or other communication (collectively referred to as “Website”), you are agreeing to accept all parts of this Disclaimer. Thus, if you do not agree to the Disclaimer below, STOP now, and do not access or use this Website.


The information provided in or through this Website is for educational and informational purposes only and solely as a self-help tool for your own use.


I am not an attorney, accountant or financial advisor, nor am I holding myself out to be. The information contained in this Website is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although care has been taken in preparing the information provided to you, I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage you may incur. Always seek financial and/or legal counsel relating to your specific circumstances as needed for any and all questions and concerns you now have, or may have in the future. You agree that the information on our Website is not legal or financial advice.


You aim to accurately represent the information provided to us on or through our Website. You acknowledge that you are participating voluntarily in using our Website and that you are solely and personally responsible for your choices, actions and results, now and in the future. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Website, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from my Website to your life, family or business.


My role is to support and assist you in reaching your own education and academic goals, but your success depends primarily on your own effort, motivation, commitment and follow-through. I cannot predict and I do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Website.


I present real world experiences, testimonials, and insights about other people’s experiences with my Website for purposes of illustration only. The testimonials, examples, and photos used are of actual clients and results they personally achieved, or they are comments from individuals who can speak to my character and/or the quality of my work. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only.


As with all situations, there are sometimes unknown individual risks and circumstances that can arise during use of my Website that cannot be foreseen that can influence or reduce results. You understand that any mention of any suggestion or recommendation on or through my Website is to be taken at your own risk, with no liability on my part, recognizing that there is a rare chance that illness, injury or even death could result, and you agree to assume all risks.


By using this Website, you agree to absolve me of any liability or loss that you or any other person may incur from use of the information, products or materials that you request or receive through or on my Website. You agree that I will not be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on my Website. You agree that I do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, or any other type of loss or damage due to any act or default by me or anyone acting as our agent, consultant, affiliate, joint venture partner, employee, shareholder, director, staff, team member, or anyone otherwise affiliated with my business or me, who is engaged in delivering content on or through this Website.


You hereby fully and completely hold harmless, indemnify and release me and any of my agents, consultants, affiliates, joint venture partners, employees, shareholders, directors, staff, team members, or anyone otherwise affiliated with my business or me from any and all causes of action, allegations, suits, claims, damages, or demands whatsoever, in law or equity, that may arise in the past, present or future that is in any way related to my Website.




Although every effort is made to ensure the accuracy of information shared on or through this Website, the information may inadvertently contain inaccuracies or typographical errors. You agree that I am not responsible for the views, opinions, or accuracy of facts referenced on or through my Website, or of those of any other individual or company affiliated with my business or me in any way. Because scientific, technology and business practices are constantly evolving, you agree that I am not responsible for the accuracy of my Website, or for any errors or omissions that may occur.


References or links in my Website to the information, opinions, advice, programs, products or services of any other individual, business or entity does not constitute my formal endorsement. I am merely sharing information for your own self-help only. I am not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced in my Website. Conversely, should my Website link appear in any other individual’s, business’s or entity’s website, program, product or services, it does not constitute my formal endorsement of them, their business or their website either.


From time to time, I may promote, affiliate with, or partner with other individuals or businesses whose programs, products and services align with mine. In the spirit of transparency, I want you to be aware that there may be instances when I promote, market, share or sell programs, products or services for other partners and in exchange I may receive financial compensation or other rewards. Please note that I am highly selective and I only promote the partners whose programs, products and/or services I respect. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are still required to use your own judgment to determine that any such program, product or service is appropriate for you. You are assuming all risks, and you agree that I am not liable in any way for any program, product or service that I may promote, market, share or sell on or through my Website.

By using my Website you are agreeing to all parts of the above Disclaimer.

Questions and Contact Information

If you would like to: access, correct, amend or delete any personal information I have about you, register a complaint, or simply want more information contact me at:

Last Updated: May 2017